In general, Reddit’s personal finance opinion is that you should pick index funds over actively managed funds. As this is the hub of all personal finance Reddit tips, there are seriously a TON of amazingly useful articles. Business Insider Financial Spreadsheet,Excel Spreadsheet For Finances,Reddit Budget Spreadsheet,Best Personal Finance Spreadsheet,Expense Tracker Reddit,Reddit Expenses Template,Personal Finance Spreadsheet Excel,Reddit Personal Finance Wiki. Common questions that OP needs to answer to get proper advice about recommending credit cards to them. It's true I dont have to give them courtesy but it's just how I am, but maybe I do need to change that. Not all “target date funds” are target date INDEX funds. list of new topics that we'd like contributors for here, https://www.reddit.com/r/PersonalFinanceCanada/comments/7rjy73/tax_filing_software_2018_discussion/, https://www.reddit.com/r/PersonalFinanceCanada/comments/7v4aq9/which_tax_program_to_use_newbie_here/, A survey, database, and results dashboard. You can consult the list of new topics that we'd like contributors for here. The personal finance board hosts people of every age and life stage, so over time, the moderators have sliced and diced the content to make browsing easier. r/Frugal. Interestingly, the subreddit uses the following age groups: high school students and teens age 15 to 20; young adults age 18 to 25 “early career” young adults age 25 to 35 Breaking Down The “Personal Finance Index Card Everyone Should Read” By Jackie Ellin Thursday, May 12, 2016. An understanding of risk, and risk questionnaire links. EDIT: Thanks for the quick clarification everybody. Be patient with them. It started to feel like Harold Pollack's index card of finance tips. 7 valuable Reddit personal finance posts 1. Answers that link only to your personal blog or website are considered low-quality and may be removed at the moderators' discretion. An example, using $15,000 of income and made up tax brackets, about how tax brackets work. Tools placement and route may be designed to depart enough house for the cables. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. Books, blogs, videos, and podcasts can all be great places to learn about personal finance, but there’s one place I’ve found that delivers the most actionable information in the least amount of words: Reddit. Cookies help us deliver our Services. Welcome to the /r/PersonalFinanceCanada wiki! We stickied a post for a little bit asking people what tax software they plan to use, or what they have used in the past. I've been looking for the last 2 months and this one was one that got back to me. Reddit Personal Finance Wiki : Personal Finance Spreadsheet Reddit. Salary Negotiations: When to speak first and when to hold your tongue. “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my… Within index funds, you should choose one with an expense ratio of less than 0.18% and with 0% sales “load” (fees charged for buying or selling shares). Sometimes the best personal finance books read more like fiction than finance. Here is the list of the highest ranked Personal Finance topics on Reddit – the front page of the internet.. 1.Be wary of dental chains that offer cheap New Patient Exams/Cleanings. A primo example is the personal finance subreddit. Now I don't know what to do. I got annual membership + 2 personal trainer classes, all worth $800 in March 2020.I just used the free class and the next day everything was closed because of covid. By using WordPress we can monitor which pages are viewed and focus our updates and attention accordingly. Anyways I was really wanting to leave and I gave my 2 weeks and this job I was going to work for sent me a message saying that since I can't start Monday they will withdraw from hiring me. Press question mark to learn the rest of the keyboard shortcuts. Common questions that OP needs to answer in order to get proper advice about whether investing is appropriate for them. I get a lot of customers scheduled to me because again...spanish. I'm a huge believer in asking for things that you want. Do not just post links to other sites as an answer. 431,752 subscribers. Thankfully, at least the determined amount will be easy since CO has a flat tax rate. That's all it takes, two hours! Get your financial house in order, learn how to better manage your money, and invest for your future. I had all the classics – avoid credit card debt, get the company match to a 401(k), spend less than 30% of your income on housing, save at least 20%, etc. Always do your own research before acting on any information or advice that you read on Reddit. Remember, the community is made up of people just like you and me. If you buy an “actively managed” target date fund, you’ll be paying much higher fees and will be very likely to lose to the market. It could be anything, from a gift to loved one to some kind of simple medical procedure that is not covered by insurance, and you have checked out Reddit personal finance to understand more about options. A few helpful links, plus answers to types of TFSA accounts. Best Personal Finance Reddit post. With over 12 million subscribers, it ranks among the top 40 subreddits worldwide and … All course sessions cover the same topics. Not the customers ( we are an optical store ) but the managers. Ignore any private messages or chat requests. This is all new to us. And like $40 in groceries. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and … once I get done testing a customer ( not my job but no one else can help them ) I can't really go around the store helping choose the type of glasses or frames they need so I lose out on a sale. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. (Bloomberg) -- In the battle between short-seller Citron Research and an army of Reddit-charged day traders, GameStop Corp.’s seemingly endless rally to an all-time high has given the stock’s bulls a win, though not without controversy.GameStop’s 83% gain through Friday comes after it more than doubled the week before and marks the most volatile 10-day period … Some people who are new to finances might not know what they're doing. 12 of the best personal finance tips from Reddit 1. And the You Index™ is always up-to-date. Anyways sorry I went too deep. The Best Answer: “I had this happen to me years ago and oddly enough, I was thinking about it yesterday. I was talking to the hiring manager and I mentioned if I could give my 2 weeks and she said yeah. If you want more information, or clarification, relating to a response then try to be clear that you are unsure, and invite people to expand on your thoughts. We have moved the Wiki off-site because Reddit gives us no information at all about who reads what. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. The answers generally don't change year-to-year. Keep disagreements polite. McGill Personal Finance Essentials is offered four times per year, as outlined in the schedule below. Organizations in planning stages can store for gear racks with built-in cable management. Introduction to personal finance (start here). Press question mark to learn the rest of the keyboard shortcuts. The information it contains is provided for free and for information purposes only without any warranty of any kind. I don't know what to do. Using your You Index™ number, you’ll easily be able to see just how well your investment returns compare to those of the broader market. Here are seven of my favorite posts from the sub — and what YOU can learn from them. We use the Standard & Poor’s 500, the Dow Jones Industrial Average, as well as a foreign equity index and a U.S. bond index. This is the simple, tried-and-true method to live below your means, invest well … Come to find out they were friends to the managers. If the 12 financial subreddits we have discussed aren’t enough to satisfy your need, there are plenty more worth checking out. “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my hair out every time I heard people say this. the course schedule is outlined below. I've met like 4 people who came in for an interview and looked the part ( dressed to impress ) and didn't get the job but some others did. Wiki contributors get their names added to the contributors page as well as a special subreddit flair. Top 10 Reddit Personal Finance Topics and Best Answers Description: Here is the list of the highest ranked Personal Finance topics on Reddit – the front page of the internet. Getting ahead financially: Overview of Everything: https://www.reddit.com/r/personalfinance/wiki/index READ THIS: https://www.reddit.com/r/personalfinance Reddit manipulation leads to misinformation. If the personal finance advice you’re seeking is being paid for, it could have long-term effects on the way you handle your money. She's a W2 employee who just received her first paystub and they did not take out state income taxes. Tbh it really opened my eyes. Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. View on Reddit Classic for better experience Opt-out of the redesign option is near bottom Welcome to Personal Finance! Personal Finance on Reddit I don’t know if I should admit this or not, but I’ve been spending too much time on Reddit lately. This pandemic makes getting jobs really hard. They refuse to hire anyone else that speaks Spanish. Private communication is not safe on Reddit. If you would like to contribute to the wiki please contact the subreddit moderators. Join our community, read the PF Wiki, and get on top of your finances! This wiki is a constant work in progress authored by users of the /r/PersonalFinanceCanada subreddit. Here, please treat others with respect, stay on-topic, and avoid self-promotion. You should always double check any information with multiple sources. She is going to call them to either get it fixed or we will set aside that money in a HYSA until tax time next year. It kinda feels weird. This is a place for Canadians to get our money organized and well-invested, no matter what province we’re from. Use a trigger in your comment to receive an auto-response to your comment. This should mean more regular … Continue reading "Welcome!" Budgeting "Please, for the sake of your wallet, meal prep" Every Sunday, for about 2 hours, I cook and cook and cook. I feel weird thinking about it. The personal finance wiki has a wealth of information, making it impossible to pick one that’s the best. Lately, I've been glued to Reddit's personal finance subreddit and here are my 10 favorite threads that you owe it to yourself to read. Edit: Thank you all for the advice. I went to do a job interview on Wednesday and everything went well, it seemed like a good place to work and the people seemed friendly. A good answer will be supported by relevant and reliable sources. Welcome to ukpersonal.finance! From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all. I gave my noticed Thursday and just a little extra information about my job, it's terrible. Ready to ditch debt, save money, and build real wealth? Finish all 8 short learning modules to earn your McGill Personal Finance Essentials attestation of Course Completion 2. register for free today! And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. News Funding rounds Acquisitions Companies Investors Filter … When I started this article, I wanted to list a few key ideas that encompassed the bulk of personal finance advice. On its surface, Reddit is simple: users submit content, and other users upvote or downvote it. Cancellation (knowing, the year is wasted and it won't reopen): 1st week of June, 24-hour fitness cancelled a membership, no refund (0 out of $800+ really), Informed Barclays and started dispute (Uber credit card): 1st week of July. Once issues are put in place, it becomes harder to accommodate. This is an advice forum, and therefore we have the expectation that people are coming here looking for help, and they want to be corrected. I'm just really upset and need advice. One of my favorite things to read is /r/personalfinance. I didn't get any return, all $800 wasted. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a variety of similar topics. I should look out for myself. 1. Other Subreddits About Finance. From the /r/personalfinance thread: 12+ Best Reddit Personal Finance Subs To Follow In 2020 (Financial Tips To Save Money, Make Money, Invest & More) Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2020. Top 10 threads in Reddit's Personal Finance subreddit 1. Posts must be about personal finance in Canada, Press J to jump to the feed. Reddit is a platform where members submit content like links, text posts, videos, and images, which are then voted up or down by other members. We’d like to give an honorable mention to r/finance, r/stockmarket, r/personalfinancecanada, r/frugal, r/beermoney, and … General Finance Discord - See #personalfinance. I've been kinda hyping myself up to tell this new job I can start Monday( hopefully ) and quit my old one tomorrow. I cancelled everything (membership + 2 classes) in July 2020. To help people understand what a "marginal rate" would be. 7 valuable Reddit personal finance posts 1. Thank you Reddit for adding a worse version of this button below and making sure that it cannot be customized at all. Register. Online Profitability Ratio Calculator If you have been looking for a work […] Someone else asked the same question recently too - with a high number of responses: https://www.reddit.com/r/PersonalFinanceCanada/comments/7v4aq9/which_tax_program_to_use_newbie_here/ I know my resume looks fine. Personal Finance Club teaches how to handle money and invest without any misaligned incentives. Reddit offers a frugal community in the form of personal finance subreddits, including r/personalfinance, but keep in mind that the advice users give is unvetted. Here you will find a list of user contributed topics to answer frequently asked personal finance questions. Below you'll find the habits, steps, and rules to become a multi-millionaire. They claimed I had multiple cavities but I couldn’t afford everything at once. Bach’s The Automatic Millionaire does just that as both a highly actionable and enjoyable book.. What makes it so actionable is the supremely practical advice: save that latte money, invest in your dreams, and use the power of automatic payments to stash your cash. Some situations may warrant contacting a professional. Similar to the first subreddit mentioned in this list, but this one is primarily focused on personal finance in Canada. What tax software should I be using for filing my tax return? This subreddit is a place to discuss anything related to Canadian personal finance. Self-promotional advertising or soliciting, Relationship or personal advice discussion, Looks like you're using new Reddit on an old browser. “Paying rent is not ‘throwing away money'” The only reason they keep me around is because I'm the only one out of 12 employees that speak spanish. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. 7 min read. If you aren’t familiar with Reddit, it’s a website that sucks you in and never lets you leave. By using our Services or clicking I agree, you agree to our use of cookies. Step by step guide of what to prioritize / what to do with money. I make sure I make enough for my fiancé and me to have lunches for the entire week. When Jami Park decided he wanted to learn more about personal finance, he headed to Reddit. amount refunded from credit card statement in July.1st week of august: put back again because 24hour attorney said not eligible for refund, so Barclays tells me to deal with them directly. This is the new home of the wiki for /r/UKPersonalFinance on Reddit. Here are 7 threads I consider must-reads. I also never get the commission because I don't finish a sale. This subreddit is a place to discuss anything related to Canadian personal finance. Download my FREE Ultimate Guide to Personal Finance. Personal Finance +2 Charlie Artificial Intelligence +2 ... Index.co is not affiliated with Index Ventures. Use a mix of context, explanation, and sources in your answer. This article has been edited and approved by a finance professional. The thread is here: https://www.reddit.com/r/PersonalFinanceCanada/comments/7rjy73/tax_filing_software_2018_discussion/. The Reddit personal finance subreddit can be an interesting place. Do not post "I'm not sure if this is true..." or "Someone will correct me if I'm wrong.".